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Standard Variable Rate (SVR) - Cheap Mortgage Deals

Interest rates are set by the Bank of England. A lender can offer a rate of interest for their mortgage products and other loans that are either above or below the Bank of England Base Rate. A SVR mortgage will often have a small percentage rate above or below the base rate.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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