Best Mortgage Rates - Cheap Mortgage Deals

Welcome to our weekly Best Buys table. Here we aim to provide you with the weeks most competitive mortgage products. The providers are amongst the country's most trusted and expert lenders who specialise in providing the best deals.

First Time Buyer Mortgages

LenderRateLTVFeeEarly Payment Charge
Nationwide5.68%75%£14991.5% of loan amount for 2 years
Leeds B Soc5.75%80%3%3% of loan in year 1; 2%, year 2
Accord6.19%75%£9955% of loan amount until 30-Sep-2013; 4% until 30-Sep-2014; 3% until 30-Sep-2016; 2% until 30-Sep-2018
Chelsea6.24%90%£9953% of loan amount for 2 years

Home Mover Mortgages

LenderRateLTVFeeEarly Payment Charge
Nationwide5.68%75%£14991.5% of loan amount for 2 years
Abbey5.84%60%£14992% of loan amount for 2 years
Cheltenham & Gloucester5.99%60%£9953% of loan amount in year 1; 2% in year 2 & 3
Abbey6.04%75%£9992% of loan amount for 2 years
Norwich & Peterborough6.19%85%£7993% of loan amount for 2 years

Remortgages

LenderRateLTVFeeEarly Payment Charge
Abbey5.69%60%£19992% of loan amount for 2 years
Cheltenham & Gloucester6.29%75%£9955% of loan amount in year 1+2; 4%, year 3; 3%, year 4; 2%, year 5
Chelsea6.49%90%£9953% of loan amount in year 1; 2%; year 2; 1%, year 3
Cheltenham & Gloucester6.70%90%£9955% of loan amount in year 1; 4%, year 2; 3%, year 3; 2%, year 4+5

Adverse Credit Mortgages

LenderRateLTVFeeEarly Payment Charge
B M Solutions8.49%75%£13992% of loan amount until 1-Oct-2011
I-Group8.74%95%£17957% year 1, 6% year 2, 5% year 3, 4% year 4
First National8.94%95%£9957% of loan in year 1, 6% in year 2
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Current Rates: Updated Tuesday, 22nd July 2008